Although some patients can view dental work as a strictly “aesthetic procedure”, it is important to note that there are many oral health advantages that go beyond the cosmetic benefits. Many families are unaware that their Flexible Spending Accounts (FSA) can be used toward orthodontic treatments.

Orthodontists recommend braces for a variety of different reasons. Underbites, overbites, crooked teeth, overcrowding, and gaps all warrant treatment. While many of these issues may seem like cosmetic issues, they can lead to serious medical problems down the road if left untreated. Tooth decay, toothaches, gum disease, and headaches can all develop from misaligned teeth.

Because of this, the IRS defines orthodontia treatment as medical care, which means it’s FSA-eligible.

Braces can be expensive, long-term treatment. Fortunately, many dental plans already cover part of the treatment costs. You can then use your FSA to pay for any remaining costs that aren’t already covered. And if you don’t have dental insurance, your FSA can be put towards the total cost of treatment.

There are quite a few types of braces available these days, and fortunately, all of them are eligible for FSA coverage. Modern braces are a popular option along with Invisalign Clear Aligners® since they’re virtually invisible (hence the name) and are considered more comfortable to wear.

Additional products that may be recommended by your orthodontist are also FSA-eligible, like headgear, dental wax and elastics, oral remedies for discomfort and irritation and retainers once orthodontic treatment is complete. At Orthodontic Associates, these additional products are included in most treatment plans to make your experience with us a breeze!

During your free consultation with Orthodontic Associates, the Orthodontic Associates Team will discuss your treatment options along with payment options and future appointments.

Using your FSA to cover orthodontic treatment is a great way to improve your life while saving on taxes. So, whether you want orthodontic treatment for you or your child, spending your FSA money on orthodontic care is a smart move that’s sure to leave you smiling!